Recoverable funds are the money remaining after a foreclosure sale once the mortgage, liens, and related costs have been fully paid. If a property sells for more than what is owed, the remaining amount can be claimed by the property owner or their heirs

If a property was sold at a foreclosure auction and the sale produced funds exceeding the total debts and associated fees, the client may be eligible to claim the remaining amount. Shirley Co can assess eligibility by reviewing the sale details and court records on behalf of your organization.

Eligibility Assessment – Confirm whether the client is entitled to claim funds from the foreclosure sale.

Documentation Collection – Gather all necessary paperwork and court records to support the claim.

Claim Submission – Prepare and submit the claim to the relevant county, court, or state office.

No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.

The timeframe for recovering funds depends on the complexity of the case and the processing speed of the county or relevant office. In many cases, claims are resolved within several weeks to a few months, while more complex situations may take longer. Shirley Co manages the process efficiently and provides updates throughout to keep your organization informed.